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Chapter 13 Bankruptcy has the same benefits than chapter 7 but in some situations it is the better choice. If you live in the St. Louis Metro area please contact us with any questions you might have. Visit our web site for more information about chapter 13
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This article considers some of the debts that cannot be discharged by filing for Chapter 7 bankruptcy protection. It also provides a brief explanation why you may not discharge these debts during the Chapter 7 bankruptcy process. Many St. Louis debtors think that all of their debts can be discharged by filing for Chapter 7 […]
Guest Post by Dunwoody and Jonesboro, Georgia bankruptcy attorney Peter Bricks Bankruptcy is all about getting the debtor a fresh start. So how long does it take to get that fresh start? A typical Chapter 7 bankruptcy case lasts about 4-6 months. However, if your case has some abnormal issues, like assets to liquidate or […]
This is a guest article by Attorney Adam Schachter, a bankruptcy attorney in Houston Texas. The title of this post is a tad misleading since no lawyers, including Bankruptcy Lawyers, can ever truly promise a positive outcome of your case. Even if the facts are on your side, and the law is on your side, it’s […]
There are two mandatory courses you have to take if you are planning to file for bankruptcy. First, you must attend a credit counseling session with an approved credit counselor within the six months prior to the date you file for bankruptcy. For example, if you filed bankruptcy in June 2011, you had to attend […]
As personal bankruptcy has recently reached an all time high, it is more important than ever to develop and live by a household budget. This will help you in determining not only where your money is going on a regular basis, but it should also help you to cut down on expenses that are not […]
THE AUTOMATIC STAY – BANKRUPTCY PROTECTION.
This is guest article by Attorney Adam Schachter, a bankruptcy attorney in Houston Texas. What is an Automatic Stay As soon as a bankruptcy is filed, with a couple of narrow exceptions, something called the “automatic stay” goes into effect. The automatic stay is found in the bankruptcy code at 11 U.S.C. § 362(a) and it […]
When a layoff or catastrophic, unmanageable debt begins to pile on, many people look to extreme or knee-jerk reactions in finding solutions to manage their financial situation without first consulting an attorney or financial advisor. Here are five common conundrums to keep yourself from acting on when you owe more than you can afford and […]
When debt comes back from the past to attack living debtors, many debtors are unclear on their rights and the statute of limitations in regards to “zombie” debt, or debt typically purchased by debt buyers in which the window of collections has expired. In general, “zombie” debt refers to debt over 10 years old that […]
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