Bankruptcy, Personal Injury, Workers Compensation, Litigation
There are a plethora of reasons a debtor may consider filing for bankruptcy, under Chapter 7 or Chapter 13 of the Bankruptcy Code. In many cases people are looking for a straight discharge and do not want to pay back creditors. To qualify to file for a Chapter 7 Bankruptcy, the procedures most commonly associated […]
Many debtors considering bankruptcy have a wide variety of types of debt. Debts range from medical bills, to credit cards and pay day loans, to homes and cars, and even student loans. The Bankruptcy Code affords little to no relief for debtors burdened with student loans. The general rule is that student loans are not […]
If you are considering filing for bankruptcy you have probably learned that a means test will be conducted. The means test may be referred to as a number of different things, including a statement of monthly income. This is a required filing in every bankruptcy case, regardless of whether you are filing a Chapter 7 […]
Many people consider bankruptcy due to concerns about their house, whether it is a foreclosure or the inability to afford the home in light of other financial obligations. For the individual debtor the choices, depending on a number of circumstances, are a Chapter 7 or Chapter 13 Bankruptcy. Each comes with advantages and disadvantages. In […]
[category: Bankruptcy} With bankruptcy filings ever on the rise attorneys and researchers are beginning to achieve greater insight into who is impacted and how people are impacted by bankruptcy. A number of studies have been done to examine this very issue, including the 2007 Consumer Bankruptcy Project. It comes as little surprise that various demographic […]
[catergory: Bankruptcy] It is almost impossible to turn on the news without hearing about a local company closing, jobs being lost, the housing market, or some other reminder of a still staggering economy. In these tough times many people consider options they may have never thought they would, including filing for bankruptcy. Unfortunately many people […]
Many individuals considering filing for bankruptcy have debts held with another person. This may be a spouse, significant other, or simply a co-signer. There are a number of potential questions and issues that may arise when there is joint debt. Though certainly not an exhaustive list, it is an overview of the types of issues […]
Debtors considering filing for bankruptcy often consider a number of issues, including current financial circumstances and long term financial well-being. Determining that bankruptcy is the right course of action is only the first step. Once the decision has been made there is a lot of work to be done. The debtor(s) will have to fill […]
Individuals considering filing for bankruptcy have various reasons for contemplating this option. Unfortunately, a number of people consider filing for bankruptcy because of issues with creditors. Creditors often sell debts to debt collection agencies; and these agencies can range from obnoxious behavior to outright illegal conduct. It is important to know your rights and know […]
Oftentimes people considering filing for bankruptcy have a number of issues that lead them to that decision. Many people have debts that have been unpaid for some time and debtors wonder what kinds of recourse creditors may have. Of course, many creditors employ techniques including phone calls, letters, and threats. In some cases the creditors […]
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